Vehicle Loans

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Eligibility Get Involved FAQ Partner Our Team Contact Intake Form

Driving Dreams Forward

Ways to Work provides fair-interest vehicle loans, financial education, and ongoing case management for working individuals with challenging credit history.

Serving the Greater Richmond, Roanoke, and Warrenton areas, as well as Lynchburg and the surrounding counties. Complete the intake form today to begin your journey.

Intake Form
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Ways to Work vehicle loans are funded by our partner organization, LendingKind, Inc.

Through Ways to Work, our team

  • helps individuals access reliable transportation

  • coaches clients to build credit

  • provides additional supportive services including life skills and financial resources.

Our clients not only get a loan, but also ongoing support, including vehicle maintenance instruction and an emergency pantry so no one has to choose between buying food and missing a car payment.

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Workshops

We provide free group workshops to our community on topics including:

  • Financial Literacy

  • Budgeting

  • Smart Shopping for Vehicle Purchases

  • Vehicle Maintenance and Upkeep

  • Car Insurance- Am I Covered?

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Free Classes and Events

The benefits of using the program aren’t just limited to getting an affordable loan for reliable transportation, we also work to increase financial knowledge. This includes a financial education course that teaches financial concepts in real world terms. We also help each participant develop a budget and set in place a spending plan.