Vehicle Loans
Driving Dreams Forward
Ways to Work provides fair-interest vehicle loans, financial education, and ongoing case management for working individuals with challenging credit history.
Serving the Greater Richmond, Roanoke, and Warrenton areas, as well as Lynchburg and the surrounding counties. Complete the intake form today to begin your journey.
Through relationship lending, in partnership with HumanKind Lending, we help individuals access reliable transportation and build credit. In addition to loan assistance, program participants receive additional supportive services including life skills, financial resources, and credit education. Our clients not only get a loan, but also ongoing support, including vehicle maintenance instruction and an emergency pantry so no one has to choose between buying food and missing a car payment.
Workshops
We provide free group workshops to our community on topics including:
Financial Literacy
Budgeting
Smart Shopping for Vehicle Purchases
Vehicle Maintenance and Upkeep
Car Insurance- Am I Covered?
Free Classes and Events
The benefits of using the program aren’t just limited to getting an affordable loan for reliable transportation, we also work to increase financial knowledge. This includes a financial education course that teaches financial concepts in real world terms. We also help each participant develop a budget and set in place a spending plan.