Our Economic Opportunity programs help individuals and families develop plans for achieving financial success. Through educational workshops and loan assistance, clients are educated on ways to get out of debt and move toward stability.
Richmond Area Programs
Ways to Work
Ways to Work is designed to help individuals move toward financial stability and advance career opportunities. Our loans are based on the character of the applicant and the affordability of the payment. Applicants must meet eligibility guidelines.
Financial Opportunity Center
Our Financial Opportunity Center offers free coaching services in the areas of Employment, Financial, and Benefits Access. Our goal is to help families improve their every day life.
Our one-on-one Career Coaching services meet you where you are with your employment needs. Together, we will develop an individualized plan so that you can succeed in your career goals.
Financial Navigators provides free guidance over the phone to help Richmond residents access programs and services to manage income disruptions and other financial concerns.
Impact StoriesView All Stories
Persistence puts Dreams within Reach | Keyonna's Story
Second Chances | Tony's Story
Because of you, Tony had the support he needed to make his second chance in life matter. And now he’s using your gift to help others along the way! Thank you for your love of people like Tony – needing a community to walk alongside him to build hope and make lasting change.
Carving a Path | Joy's Story
Because of you Joy found the life-changing support she needed. She has found an art to her work in hospitality and takes pride in the details that go into a great guest experience. Now she can confidently spend her days finding delight in going the extra mile to bring joy to her guests.
More than Surviving | Donna's Story
She didn’t give up – Donna wants to make life better not just for herself, but lead the way for her children. As the single income provider in her household, she had to keep everyone afloat while staying focused on her journey to financial stability. Even though she ran into hard times, your gifts helped her get through them.
A Place to Call Home | Roman Family Story
Ramona and Franklin Roman never gave up. And because of you they had access to resources and the support they needed to create a path to homeownership. Very soon this family will be spending the holidays in their new home.
In Times of Crisis | Sabrina's Story
Sabrina thought the worst part of the coronavirus pandemic happened when the schools closed for the remainder of the school year. She was wrong, weeks later she would also lose her job.
Finding Grace | Tyrone's Story
Because of you and your support, in the midst of a pandemic Tyrone had the resources he needed to bridge the gap. This grace is only possible because of YOU! Thank you for being a hero for our neighbors in need.
Building Resilience | Trevor's Story
It could have been a devastating road block, but you stepped in and made sure it was only a detour. Without you, Trevor and his grandmother would be walking through this crisis alone.
Because of You
Because of you and your support, the doors at Ways to Work were open to Victoria when she had nowhere else to turn and wanted to make changes to better support her family.
I came in with no credit score at all… now, my credit score has gone up so high I can take on a mortgage.
It was because of this car loan that I was able to leave my job with an area hotel and begin my own business.
I can say without a doubt that the Ways to Work program has changed my life for the better. It has provided me with the experience leading up to me owning my first vehicle.
I would also like to take the time to thank Ways to Work and HumanKind and for giving me this wonderful opportunity in sustaining self-sufficiency.
Makes a Difference | Kathy’s Story
Kathy Boyd, a single mother of three, came to the Ways to Work program seeking reliable transportation in order to secure a promotion at work.
Having overcome homelessness with the help of partners and the Ways to Work program, Keon joined the Financial Opportunity Center to further work on building her financial security.
When twenty-two-year-old Kai’sha Taylor first came to the FOC in October of 2016, she was unemployed, pregnant, and did not know how she could plan for her future as her due date was rapidly approaching.
Shekia Stukes began working with HumanKind’s FOC and Ways to Work programs just a few months ago and she has already made great strides.
Ways to Work helps working individuals and families access affordable transportation, improve credit, and advance within the workplace. Ways to Work provides fair interest car loans to purchase reliable transportation. In addition, financial knowledge, employment services, credit education, and other supports are offered through this program.